When buying or selling a house in San Diego, you will work with all sorts of interesting and talented people. You will find that some people you work with are amazingly helpful, while others simply don’t have the time. It’s important to have a clear understanding of who is responsible for what and what their roles are when buying or selling a home. Below are just a few of the important people you will work with when buying or selling a house in San Diego.
#1 – Your Agent
For many people, hiring an agent is an important part of the buying or selling process. Your agent will help you market, show, and stage the home. They will offer guidance and negotiation services to help you get the best price possible. They’ll be a constant source of support, answering questions and helping you through the hard parts. A wonderful real estate agent will build a relationship with you that will last beyond the transaction at hand. When working with an agent to buy or sell a home, make sure to nail down their responsibilities, so you know exactly what to expect. You can ask…
- How will property showings be handled?
- What kinds of marketing are included in your fee?
- Do you have references I may reach out to?
- How long have you been in business?
- When will I be able to view properties?
- What title company do you use?
- What are your ties to the local community?
- Do you provide options other than a traditional listing?
Now keep in mind, not every real estate transaction requires the help of an agent. Buying and selling directly is another route people take, particularly if a seller has a unique situation, a distressed home, or needs to move quickly. If you are hiring a real estate agent in San Diego, make sure you have a good one!
#2 – Your Title Rep
Title companies play an instrumental role in any real estate transaction. They will do a vast amount of research on the ownership history, also called a chain of title. They are looking to ensure the title is clean and that nobody else has a claim to the home. A title agent will also confirm the accuracy of the boundary lines and the usage rights. Handling all legalities and paperwork is a big part of your title rep’s role. They will ensure that everything is in order so you can close. They’ll issue insurance, to protect the buyer against any issues that arise once the sale is finalized. In addition, they ensure that everything is transferred correctly from the seller to the new buyer.
#3 – The Home Inspector
A home inspector will check out the property from top to bottom, noting any problems or defects. A home inspection can be ordered after an offer is made or even beforehand. A few areas of particular interest to a home inspector include the roof, plumbing, electrical systems, the foundation, and HVAC systems. Many savvy home sellers will have an inspection done before listing their home so that they can tend to any problems and avoid surprises after their property has hit the market. A licensed home inspector is an integral part of any real estate transaction, but the inspection process can also easily derail a transaction, opening up issues that buyers were not aware of. When working with a cash buyer, many times they will give you an offer, free of contingencies. This means that an inspection is not necessary for the deal to close.
#4 – A Lender
Many buyers do not have the cash upfront to buy a house outright. Buyers can reach out to an abundance of lenders to get the money they need to buy a home. Investors don’t often use traditional funding, and instead will use a private lender to secure the money they need to close the deal. No matter which route you choose to take, make sure you are working with a lender that is reputable and highly rated.
#5 – Mortgage Servicer
After a mortgage is opened with a lender, it is often transferred to a third company for management. This will be who the mortgage payment is sent to each month and who you will contact if you have questions about your loan.
Working With Trusted House Buyers
Working with Trusted House Buyers allows buyers and sellers a unique experience when buying or selling real estate. What makes us so different is our ability to offer multiple options to the clients we work with. We can help you find properties that are both listed and off-market. When selling a house, we can present you with a variety of options so that you can choose the one that will best help you reach your goals. We understand that each seller has a unique set of needs and wants. We are here to work through any situation to make sure our sellers feel good about the offer and service they are receiving.
Are you thinking about buying or selling a house in San Diego? Trusted House Buyers can provide you with all of the resources and information you need. We’ll help you explore all of your options, making it easy for you to reach your real estate goals. Give Trusted House Buyers a call today to learn more about our company and what we are offering to real estate buyers and sellers in the San Diego area. 619-786-0973.