How Much Does A House Appraisal Cost?

If you are planning to buy, sell, or refinance a house, getting the house appraised is a vital aspect of the transaction. The appraiser will view the inside and outside condition of the home, note the layout, see what special features a property has, and make note of any health or safety items. 

They will then take those findings, compare them to similar properties that were recently sold in the same area, and come up with an estimated value for the property. At the end of the day, you know the fair price for your house and can negotiate upward or downward accordingly. But how much does a house appraisal cost? 

In San Diego, house appraisals may cost between $350 and $600. The exact cost depends on a variety of factors, including the size and state of the property. Additional factors that impact the cost of an appraisal include unique locations, unusual features, damage or repair needs, and lack of comparable homes. 

Who Orders An Appraisal And Why Is It Important?

Although the buyer or mortgage refinancer is the one paying for the appraisal, it’s always the lender who chooses the appraiser to guarantee an objective estimate of value. The appraisal fee usually must be paid by the buyer before the appraisal is done. By why get a house appraised, to begin with? 

An appraisal ensures a fair and realistic price for the home, which is beneficial for everyone. A buyer who is pre-approved for a mortgage knows that, if a seller accepts an offer after the appraisal, they will be able to get a mortgage. The seller, on the other hand, knows the maximum price range to ask for their property. When mortgages are involved, financial institutions can be sure that their collateral is worth enough to recoup their money if the borrower defaults. 

Can You Skip The Appraisal Process?

An appraisal  can be one of the first steps homeowners take before they put their house up for sale. If you’re looking to mortgage your house, your bank will require that you have it appraised. 

But is there another way around this process? If you’re looking to sell your house in a traditional market sale, then definitely not. But some real estate companies exist that do away with a lot of the nitty-gritty processes. If you don’t have to cover agent commissions and other costs like appraisals, you  net the highest amount of cash possible for your house. 

The selling process is also much quicker and stress-free. As no banking institutions are involved, deals can close very quickly. 


Whether you are acquiring a new home, disposing of your property, or refinancing your mortgage, it’s usually necessary to get the house appraised in a traditional sale. This ensures that all parties involved know the fair value of the property in question.Depending on a variety of factors, house appraisals in San Diego may cost between $350 and 600. It’s, however, important to note that, as a home seller, you can work with real estate companies like Trusted House Buyers that will buy your home as-is, without needing costly appraisal costs. We take care of all the before- and after-sale processes to facilitate stress-free home buying or selling.

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